XPay Life provides a platform for easy payment as the bill payment through the website doesn’t require any logins or registrations and hence known to be the Best electricity bill payment site.
A small village of Channapura would not have any impact of demonetization on it as most financial transactions happen through micro cash. But with the circulation of only 14% of hard cash around the country. It became a matter of concern with less awareness of the digital payment methods where the complex mobile payment method became overwhelming and Utility bill payment Online was an entirely new concept. The people of channapura were stranded with less cash and no ATMs or banks in the vicinity. This asserted the importance of digital awareness and zero access to the infrastructure.
Hence many start-ups are acting as a catalyst for bridging the gap between rural and urban digital facilities. The main challenge was educating the rural masses about the smartphone, internet, and mobile payments and assuring them that the online payments will be secure. The dependency of the hard cash is more as it comes with the assurance of the cash circulation in their hands and it provides them with the power of controlling the cash. Hence the problems with onboarding the rural masses onto the digital journey.
As a solution to the problem, a start-up called XPay.Life is providing multiple platforms for bridging the gap between rural and urban India. According to research, almost 80% of rural India doesn’t use mobile for bill payments. Hence XPay.Life is concentrating only on providing a multi-utility bill payments facility to all sectors and sections on India. It is built on the highest standard of the business AMBIC model (an acronym for Artificial Intelligence, Mobility, Blockchain, IoT and Cloud) which makes even the Tata sky recharge Online highly secure.
For the service of the urban quantum that is well educated and familiar with the ongoing trends of the technology and is having the highest customer onboarding with the technology. Hence the website of XPay.Life provides the facility to pay the multi-utility bills spread across the categories like Electricity, Water, Gas(piped gas and LPG), Telecom that includes broadband postpaid, mobile postpaid and landline postpaid facilities, it also facilitates with the new categories of school fees, insurance, and EMI as well. The website provides a platform for easy payment as the bill payment through the website doesn’t require any logins or registrations and hence known to be the Best electricity bill payment site.
The mobile app of XPay.Life is compatible with both Android and iOS devices. The application is secure as it doesn’t store any credit or debit card details and hence protecting the customer from the unauthorized transactions. Also, the application is user-friendly with easy navigation to all the pages and the transaction is made easy and efficient with the most secure payment channel providing the popular channels of payment like credit and debit cards, UPI payments, net banking, and mobile banking for Mobile Bill payment Online or any other bills online,
There is a technologically advanced payment infrastructure that is bridging the gap between the people and sectors. The bill payment kiosk is revolutionary as it is providing cash as a bill payment mode along with the payment with credit/debit cards as well. These are stationed in 254 places around India as of now and intended to deploy 254 kiosks within the next year for providing Landline Bill Payment Online or any other bill payments. In Bangalore, it is placed along with the ICICI bank ATMs and hence showing the customer onboarding and high acceptance rate.
Also, mobile vans are the conceptualized idea that is equipped with the bill payment kiosk, a vending machine and a mini-ATMs that will visit strategic places around the remote places wherever the footfall is high. Hence bringing the bill payments to the customers. Thus digitally empowering the rural masses with digital awareness, Government scheme awareness and encouraging the transaction through the vending machine that dispenses free condoms and sanitary pads after each transaction.
For More information Visit: https://www.xpay.life
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