The Mobile Vans promising a brighter Digital Future Of India

For those people, who most of the time stay at home, and also do not have much interest in the online services, television is the most favorite entertainment medium for them. Taking this interest of people into account, XPay.Life renders the service of DTH recharge through which the recharge can be done effortlessly in a jiffy.


What is the best way to pay your bills?Is it through the online modes or the cash payment? You might prefer different modes for payment depending on the many factors. Most people adhere to the payment through the cash modes as the payment means is simple and quick. Also, it is the payment that most of the population is accustomed to, like a religion. Hence the Quick bill payment electricity is mostly preferred to be paid at the electricity collection centers where the payment is simple and transparent. However, there is a remarkable change in the digital shift of Indian citizens.

What caused this rapid shift? 

There are a few factors and the technological advancements in the bill payment sector that led to high customer acceptance. it was with the penetration of the smartphones into the daily lives of people that changed the course. The mobile evolution led to the technology where the ubiquitous nature eased the entire process. The Year of 2016 brought major changes in the bill payment sector. In April of 2016, UPI was launched. This provided a unified payment interface, with real-time instant payments with multiple banks under the same belt. Hence this eased the entire banking sector. QR code bill payment has been one of the most preferred payment modes these days. 

Also, in the same year, November 6th was an important date when demonetization was implemented. Hence there were frequent cash crunches as the high denomination currency was banned from circulation. Hence only 14% of the physical cash was in circulation that urged the customers to look for alternative ways to settle their payments. The demonetization act also intensified the need for alternative payments in the rural regions where the technology awareness and penetration were a far call for Gas bill online.

The citizens suffered in the bill payment sector as the immediate payment only provided a continuous supply of Electricity, Water, broadband, Mobile, easy dth recharge. E-commerce sites like Flipkart saw the demonetization as a boon as it saw more people rapidly shifting to online payments. Hence the mobile payment service providers provided a secure payment application that facilitated bill payments through the mobiles or the websites.

But online Postpaid mobile payment was not known to and felt entirely alien to the rural counterparts of India. According to the Google BCG report, 80% of the rural population and 20% of the urban quantum prefer payments through cash. At dire times of like demonetization affected this part the most as the customers were not data literates and unawareness of technology processes only led to the scrutinizing perception towards the online payments. But to empower India digitally, all the sectors had to be covered. Hence alternate, robust infrastructures were highly in demand.

The XPay Life Mobile Van is the digital solution for the bill payment in India. This van is equipped with ATP kiosk, Vending Machine, and the mini-ATMs will visit all the remote villages to facilitate bihar electricity bill payment or any other bill payment services in any part of India. This mobile van is going to reach the interior parts of the Village and facilitate bill payment by accepting cash as a digital payment mode. The cash acceptor in the kiosk accepts the cash and makes the transaction digital, also providing bill payment through credit/debit cards. As there is a scarcity of the ATMs in the vicinity, thees mobile vans are also taking the banking facilities of cash withdrawal through the mini-ATMs inside the van. Hence these innovative infrastructures are providing the digital promise of PAN India digitization.

For those people, who most of the time stay at home, and also do not have much interest in the online services, television is the most favorite entertainment medium for them. Taking this interest of people into account, XPay.Life renders the service of DTH recharge through which the recharge can be done effortlessly in a jiffy.

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