Online Bill Payment through XPay Life. You can make faster, easier and secure payment for all multi-utility bills such as Electricity, Gas, Water, Postpaid Mobile bill, Landline, Broadband, DTH Recharge become easier with XPay Life.
Online Payments Ecosystem is revolutionized at a steady pace, with an aim to move to the less cash, more digital world. The digitization process is going to benefit the Indian customer with a lot of financial transaction convenience, streamlining the whole process with the new innovations. Hence Bill Payment for Gas is no more of a hassle, as everything is online, there is rarely a person who is already acquainted and marinated with the online technology would prefer to stand in a frustratingly long queue and pay. Technology, innovations, government regulatory, high customer acceptance, the cash crunches as a result of the government initiatives have all provided a strong foundation for the growth of online payments and digitization.
Confinement OF digitization
But don’t you think that digitization, the paperless offices, the cashless wallets, the smartphone dependency, and the online bill payments are crudely confined to the small urban sector? Especially with the population that is digitally empowered to Pay Online Water Bill with the latest infrastructures, technological advancements and the have hands-on experience on all the new digitization solutions. But if India has to digitally improve, then the requirement of all the Indian citizens, rich and poor, rural and urban, educated or illiterate must be able to use the solutions and contribute to the digitization process.
Digitization rural India- The challenge
The urban quanta that are digitally empowered are because of the easy access and availability of the digital modes of payment, continuous supply of utility that enables the urban people to Pay Landline Postpaid Bill Online with any hassles. But on the contrary, there is a section of the people that are highly fragmented away from all the technological innovations as the basic amenities like electricity, water, gas but even the internet connection is a far cry. Hence online bill payment through expensive smartphones is a far league. So we need technologies that can aid in the digitization process
Cash is Still the King
The important factor that is creating the hurdle for the PAN India digitization is the extreme dependence on the cash. The CAsh transaction is simple and simple transaction is the need of the hour. For the people for are highly dependant on the cash payment like south bihar electricity bill payment as the rural people find the online processes cumbersome and the complex process that seems overwhelming to the people. Hence there is a need for providing alternate digital solutions to the Indian people that will help in the process of bill payment and digital solutions that will transit through the traditional bill payments to the digital payment system.
New Innovations Aiding in PAN India Digitization
The Mobile Vans are innovated for rural digital inclusion in India. It has an ATP kiosk, mini-ATMs, and a vending machine stationed inside of the van. The ATP Kiosk facilitates bill payment through cash, credit/debit cards. The mini-ATM provides cash withdrawal under a limit, and the vending machine dispenses free condoms and sanitary pads after each bill payment by the free coins after making the utility payment like vodafone broadband postpaid bill payment. These kiosks are also deployed in the urban regions where bill payment through cash caters the 35% of the urbanites who prefer payment through cash. Hence this is a revolutionary innovation that is bridging the economic gap between rural and urban India.
Along with this XPay Life has a mobile app, website, ATP kiosk, PoS machines apart from the Mobile Vans. The offline modes accept the cash as a bill payment mode and make the whole transaction digital while making any bill payments like Big tv online recharge or Electricity bills and thus enjoy the best of the technologies.
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