Online Bill Payment through XPay Life. You can make faster, easier and secure payment for all multi-utility bills such as Electricity, Gas, Water, Postpaid Mobile bill, Landline, Broadband, DTH Recharge become easier with XPay Life.
The bill payment sector has gone through a metamorphosis in recent years an come out to be more accessible, ubiquitous and highly secure through a Unified Payment Interface. Prior to this, the bill payment industry was fragmented and people used to stand in long queues and a day was meant for bill payment like Water bill payment in the families. But with the smartphone influx and government policies for making the cash-less economy and paperless economy. BBPS is one such government initiative to provide a unified payment platform for the Customers.
Indians today are more conditioned to paying online having a multitude of payment options and payment channels. There are many payment apps facilitating bill payment in the market. The Indian geography is vibrant and varied with most of the population depending on Cash, and the other 1/4th of the population is gaining momentum on the online modes of payment. But the mission of “Digital India” is to make all the bill payments digital. The payment channel include
1)QR code bill payment: The bill payment is made by scanning the QR code through the mobile app or the POS machine that has a QR scanner.
2)Internet Banking: The bill payment can be done through integrating the bank details and banking through the Internet.
3)Internet: The bill payment can be done through the internet by logging in to the biller’s website, or other website service providers integrated to the billers and BBPS.TATA Sky DTH recharge can be made through the Internet.
4)Mobile Banking: Many banks have their own customized mobile apps like Kotak 811 that provides bill payment options through mobile banking as well.
5)Business Correspondents: The bill payment channel swill be directly down through the business correspondents who own a POS machines
6)Mobile apps: There are many apps in the market that provides bill payment services.XPay Life mobile application is adaptable on both Android and iOS devices and provides the most secure payment channels for Online Landline Bill payment.
7)POS machines: The POS machines by XPay Life accepts cash, credit and debit cards while accepting the bill payment.
8)Kiosk- a Kiosk is a state-of-art machine that accepts bill payment.
XIPHIAS XPay Life Pv Ltd is a bill payment service provider facilitating bill payment through the online and offline modes. The mobile application and website are catering to online users vastly. The improvisation is that the app and website are built on the most secure technology of blockchain which is highly resistant to the change and secures the customer identity and data. The bill payment kiosk accepts cash as a bill payment mode along with accepting credit/debit cards for payment and makes Broadband bill online payment digital by accepting cash.
9)Mobile Vans-These are the First of its kind in India that is facilitating bill payment through reaching the remotest villages of India. The van is equipped with bill payment kiosks through which uttar haryana electricity bill payment can be made from the remotest village in haryana, vending machines, and mini-ATMs. These are encouraging rural India to go digital with displaying new schemes of the government for rural empowerment. This is creating awareness amongst the rural people and also the vending machine that dispenses free condoms and sanitary pads after each transaction and hence encouraging the digital adoption.
Mobile Vans have revolutionized the bill payment sector through the alternate bill payment channel for making Landline Bill Payment or any other bill payment.
The payment modes for making the payment includes, cash, credit or debit cards like rupay, master cards, visa cards, UPI, electronic wallets, prepaid cards, account transfer, IMPS, and AEPS. These are different payment modes people are using for financial transactions in India.
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